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Expat Network Newsletter - September 2020
Welcome to Expat Network’s Newsletter.
This month’s newsletter features healthcare insurance. Top tips when you arrange your insurance, how to save costs and the benefits of top up insurance.
Expats often have assets around the world DGLegacy point out the risks of losing those assets when something happens to you and how to protect them.
The extended deadline for US expats filing their tax is on 15th October. Missing the deadline can have significant risks. US expats disposing of foreign property may see tax on the phantom gains resulting from exchange rate movements. Greenback Tax explain the risks.
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Top Tips For Arranging Expat Health Insurance
One of the biggest concerns that many expats have when moving overseas relates to healthcare insurance and the quality and availability of medical provisions in their host country. While the healthcare available in the west is generally well developed and up to a high standard, this may not necessarily be the case in locations overseas and the availability of good facilities is a key consideration when assessing if an expat destination will be suitable.
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5 Tips To Reduce Health Insurance Costs
For those whose health insurance cover is expiring soon, it is worth reviewing your benefits before renewing, as your circumstances or that of your family are likely to change during the course of the year. You may find that some benefits aren’t necessary, which presents the perfect opportunity to try reducing your health insurance costs. Well, who doesn’t want more affordable health insurance?
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What Benefits Can You Get From A Top-Up Insurance Plan?
While we all understand the importance of health insurance, many people are hesitant to buy one for fear of high premiums. For those who are looking to obtain better health coverage at a minimum cost, top-up insurance is a great way to enhance and extend your benefits. Here Pacific Prime UK, take a closer look at what top-up insurance is and when you need it.
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Finding The Best International Health Insurance Companies
Finding the best international health insurance company is one of the most important steps when planning your move abroad. There are so many companies but they do not all offer the same coverage and service. Start your research here with a listing of the top international health insurance companies. Review and compare plans and be sure you select the best insurance company for you and your family.
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The Hidden Expat Trap – Your Assets Can Be Legally Stolen!
Many expats have assets such as bank accounts, pension funds, life insurances, and real estate in multiple countries. We all believe that if anything happened to us, these assets would go to our families. Unfortunately, it is quite possible that your hard-earned money and assets would be legally “stolen” if anything happened to you, instead of reaching your family. But there is good news – you can easily protect your loved ones and secure your assets against that risk.
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Missing the October US Tax Deadline Could Cost You Your Passport
As the October 15th deadline approaches for US expats to file their taxes the IRS is increasing pressure on those who are not in compliance. Greenback Expat Tax Services set out the risks and how to ensure you understand and comply with the requirements for expats.
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Own Foreign Property? Beware of Phantom Gains
Foreign property ownership can be a rewarding and lucrative experience for many Americans living overseas. But when it comes time to sell your foreign property, you may be in for a scary surprise. In addition to paying local taxes on property sales, you may be on the hook for US taxes on phantom gains—a hidden source of taxable income that can gobble up profits from your foreign property investment.
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Expat Network's online Service Directories includes companies to assist with your life overseas. This month we profile:
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April International
April International UK is part of the April Group. Founded
over 35 years ago, it is an internationally respected
insurance services group with on the ground operations in 37
different countries.
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Autoshippers
Shipping your car overseas? We are trusted and professional car shipping experts with over 20 years’ experience and a variety of services to a wide range of destinations across the globe.
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Bordeaux International School
Achieve excellent International GCSE and A Level results while becoming bilingual! Bordeaux International School offers 30 years of distinction and premises extended in September 2018.
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British School Brussels
The British School of Brussels (BSB) is an inclusive, international learning community for children ages 1-18.
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Greenback Tax
Greenback Expat Tax Services offers a full range of accounting services for US expats living abroad, including US expat tax return preparation, small business tax returns, Federal Bank Account Reporting, and individual consultations.
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IntegraGlobal
We’re Integra Global: a different breed of health plan provider. Smaller, more flexible. Intelligent and personal. We create tailored insurance plans for expats, and for others with unique insurance needs.
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Offshore Online
Expat Mortgage Brokers We are a UK regulated international mortgage broker with a commitment to a truly personal level of service. With over 25 years’ experience, we understand the difficulties expats face when looking for an expat mortgage.
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Skipton International
Skipton International is a leading offshore bank based in Guernsey, Channel Islands. It offers buy-to-let mortgages to British expats and CI residents, and a range of offshore savings accounts.
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Standard Bank
Relocating to anywhere else around the world will always be stressful. What shouldn’t be stressful is deciding how you’re going to manage your finances once you’ve settled in. Which is why you should consider a Standard Bank International account.
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Voyager
Voyager Insurance Services Ltd. is an Award Winning Travel Insurance provider with a range of dedicated travel products for the Expat community and their families back in the UK.
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OneSimCard
Stay in Touch OneSimCard is an international roaming SIM card which provides quality low-cost mobile phone and data service in over 200 countries.
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Your Free Guide To Living In Spain
Spain is a country rich in heritage with beautiful scenery, bustling cities, wild coastlines and sunny island outposts. No wonder it is the most popular destination for expats planning to retire abroad as well as for people planning to invest in a second home. Whether you are planning to retire, buy a second home, take up a temporary visa to work, set up a business in Spain, there are many issues to address before you go. Make the transition work better with this free-to-download, full-colour guide. Your Guide To Living In Spain provides you with guidance on the issues you will need to address as you plan your move.
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Remember To Register!
Sign up for free at the Expat Network to enjoy the following benefits: access the latest overseas jobs; get help with writing winning CVs and social media profiles; and upload your CV so that our unique network of recruiters and employers can find you.
You will also find expert answers to the most frequently asked expat questions and receive regular news bulletins on contract awards and other expat news. Registration is free of charge – and you can unsubscribe at any time.
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