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Expat Network Newsletter – October 2021

Welcome to Expat Network’s October 2021 Newsletter

Expat Network are holding a webinar series, Finance, For Expats, to help expats to manage their finances while living and working abroad. Find out more and book your place.

As another indirect consequence of Brexit roaming charges are being reintroduced for UK mobiles. We explain a new option for retaining your UK number without such charges.

Currency Index give their monthly update on the forex market.

This month we have a series of articles about Spanish taxes, pensions, mortgages and healthcare for those planning to move or retire to Spain.

We also have a review of the best international health insurance providers from International Citizens, the health insurance broker. They also look at the best options for UK expats.

As travel restrictions ease Jason Porter of Blevins Franks looks at how UK pensions will be taxed in the EU now that the UK is no longer in the EU.

We have seen an enormous growth in interest in living as a digital nomad and we have a series of articles dealing with different aspects of life as a digital nomad.

Interstaff explain the announcement that Australia will begin to open its borders easing the pandemic travel restrictions. We also look at two specific industries (opticians and US truckers and the potential to work abroad).

Finance For Expats Webinar Series

Living and working abroad can be a great opportunity to build your wealth as for many it is a time when they are at their peak earning power. However, many expats live and work in several different countries; they may plan to return home to their home country to continue their careers and ultimately retirement may be in the country or region where they have worked, back home or in some sunny low-cost country elsewhere. These all give rise to a range of cross-jurisdictional issues unique to the expat lifestyle.

Expat Network is holding a webinar series, Finance For Expats, commencing in November and continuing in 2022, to bring together a range of specialist and experts to take you through the opportunities and issues that need to be addressed by people planning to or currently living and working abroad. There are webinars for UK and US expats abroad as well as some for people looking to plan their retirement. See the full list of webinars and book your place by following this link.

Maintain Connection With The UK Without Roaming Charges

What Do New Roaming Charges Mean?

UK providers have reintroduced roaming charges for Brits abroad, due to Brexit, meaning connecting to the UK will be more difficult than ever. But no need to panic, Xpatfone, powered by Devyce, is the solution, a modern business phone system with a specific package for expats wanting to rid themselves of data charges.

Forex Market Update: Rollercoaster Journey For Sterling

Currency Index give their monthly update on the forex market.

Over the last month, the pound has been on a bit of a rollercoaster journey, seeing us challenge a 7-month low two weeks ago against the Euro and the US Dollar, but ending last week with pressure on a 19-month high against the Euro.

Understanding Spanish Taxes For UK Expats

It is important to understand your new tax responsibilities when you decide to become resident in Spain.. Yes, even in a new country, you still must pay taxes. There are several similarities to your regular taxes, but here Holborn Assets explain the major points to plan for regarding Spanish taxes so you can prepare in advance and avoid some potentially expensive mistakes.

Your Guide To UK Pensions As An Expat In Spain

Whether you’ve already moved to Spain, or you plan to retire there, it is important to have a good understanding of your pension portfolio. It is likely that your UK pensions are the major contributor for your income in retirement. Therefore, it is important to have a good understanding to ensure they last as long as you do.

Your Guide to a Happy Retirement in Spain

Spain has become one of the top options for many people who seek to take a break from work, retire, or even take a tour. The fantastic gardens and parks, the excellent metro system, and the unique cuisines in Madrid alone make it an option for comfort. With all these, retirement in Spain may be a decision you’ll get to enjoy.

Benefits Of A Spanish Compliant Investment Bond As A British Expat

One of the major goals of every investor is to find ways to reduce costs and enhance the growth of their investments. Different kinds of investments have different rules that apply to them and influence their growth and profitability. To make the right choices, you need to have a good understanding of how these investments work and the best ways to maximize them.

Spanish Mortgages – Frequently Asked Questions Answered

Spanish mortgages follow different rules to those you may be used to in the UK or in the US. Here Mortgage Direct, a leading mortgage broker in Spain, provide answers to the frequently asked questions from expats looking to take out a Spanish mortgage.

Key Questions To Reduce The Cost Of Private Health Insurance In Spain

Medical insurance can be confusing and a bit of a minefield as no two policies are alike. So here are some useful tips and questions to ask yourself before you decide on a suitable policy to provide you with private health insurance in Spain. These will ensure you get the right policy and keep your costs down.

The Best International Health Insurance Providers

International health insurance is always a priority for people moving abroad. Identifying which will provide the right options for you and any family is essential. There are some excellent options from which to choose and many are very affordable, especially when compared to options in the US. But which international health insurance companies are the best fit for you?

Health Insurance For British Citizens Living Abroad

The UK has one of the highest standards of healthcare in the world and so UK expats abroad are in for a surprise when they visit many of the world’s public hospitals and clinics. Things that they take for granted in the UK Healthcare System are hard to find or even non-existent overseas, including private examination rooms, climate-controlled facilities, and modern diagnostic equipment. Whatever the reason for moving abroad access to healthcare and health insurance is a priority and private insurance is often the best way to ensure that you receive exemplary care.

How Will Your UK Pension Be Taxed If You Move To Europe?

Many Britons have been putting their retirement plans to sunny southern Europe on hold for two or more years while the UK extracts itself from the EU. Covid lockdowns mean the opportunities to sell a UK home and buy a property in Europe have been limited. The ending of travel restrictions will release pent-up demand for homes in the sun. Those relying on UK pension income need to know how they will be taxed. Jason Porter of Blevins Franks explains.

The Successful Digital Nomad Guide

For many, being a digital nomad is a dream come true. Indeed, the digital nomad lifestyle offers benefits that other occupational choices simply cannot compete with. Who wouldn’t want to receive meaningful income from a fulfilling job while also being untethered and freely traveling the world visiting all the destinations that other people only see online?

What Is It Like Working in the Most Stunning Coworking Spaces in Europe?

Being a freelancer or a remote worker means having to find a work-life balance. That can be hard if you don’t have a fixed working schedule or a working place. It might be even more challenging for those who are living abroad or even planning to travel to a new country. Here is a list of co-working spaces located in Europe.

The Best Florida Cities For Digital Nomads

Nomadic life is a dream come true for many. Nothing beats the opportunity to swap the old 9 to 5 for a chance to work while traveling the world. And with technology on our side, the latter has never been easier. Everything you need to accomplish such a venture is a laptop and a proper Internet connection. If you are especially fond of nice weather, the sunny state of Florida may prove a perfect temporary spot for you.

Being A Digital Nomad Allows You To Travel More Mindfully

With remote working opportunities on the rise, employees are expanding their horizons. Whilst extended time out of the office previously seemed the privilege of those who worked on exciting freelance projects, working at home is now the norm for significantly more people.

4 Work Tips For Digital Nomads

One of the best things about living in a time when working remotely is accepted is that you can travel and see the world while holding down a full-time job. If you’ve ever felt the urge to pack your bags and move to a new country temporarily, being a digital nomad is probably the lifestyle you’re looking for. Here are a few work tips for working effectively as you travel the world.

A Walkthrough To The Best US Counties For Expats

It is not easy to pick the best place to settle down in the US with so many to choose from, especially if you have relocated from a different country. With so many states, cities, and counties to choose from, it could get tricky. When picking the right location, you want to balance indoor and outdoor activities, cultural events, job opportunities, safety, and living costs.

Australia International Travel To Re-Open

Prime Minister, Scott Morrison announced in a Press Conference that Australia’s international border will re-open from November 2021 for States with an 80% vaccination rate – starting with New South Wales (NSW). This is very welcome and highly anticipated news. Australia’s international border has been closed for more than 18 months and many people have been waiting to reconnect with loved ones.

A Chance To See The World: Reasons To Work Abroad As An Optician

If you’re someone who is passionate about providing high quality eye care, then has it ever occurred to you to take your enthusiasm overseas? Whether you’re hoping to qualify as an optometrist and help people with conditions, such as myopic eye, or you simply want to dispense glasses and prescriptions to those who need them, combining the eyecare industry with overseas travel is certainly an opportunity worth exploring.

Do You Want To Drive A Truck Outside The U.S.

As a trucker, wanderlust may be part of your genetic makeup. Perhaps you would really like to see the world from above 18 wheels and you are wondering if that is a possibility. As a licensed commercial driver, you are a member of a profession that is extremely portable. Any nation with roads needs truckers if you want to drive a truck outside the U.S.

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