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Expat Network Money Newsletter - October 2020

Welcome to Expat Network’s Money Newsletter.

This month’s newsletter includes advice on managing your currency exposure, an issue faced by all expats whether you are working, living or retired abroad.

We also look at financing the purchase of a property abroad. Whether you are considering buying a property for investment purposes or as part of your plans to work or retire abroad you need to understand the options available and pros and cons of different options.

The Expat Network Team

expats@expatnetwork.com

Recruiters: To have your jobs featured in the next Jobs Newsletter
email: expats@expatnetwork.com

5 Tips For Managing Your Currency Exposure As An Expat…

Managing exchange rate risk and transferring funds internationally are a part of life for expats and making sure that you do this effectively can make a significant difference to the cost of covering regular expenses and major purchases. Currency Index, the expert currency consultants, set out their top tips for managing your exchange rate exposure as an expat.

Financing The Purchase Of A Property Abroad

Financing is a key consideration when you are looking to purchase a property abroad. You may be purchasing from savings or investments, but if you are unable to purchase the property from your own funds you will need to identify options to obtain a mortgage. There are basically three options and here we set out what is involved.

Getting A Mortgage In Spain – A Property Buyer’s Guide

Although the Spanish property market and mortgage process may be different from what you are used to at home, it is possible for foreigners and expats to buy and get a mortgage in Spain. However not all banks – and certainly not all mortgage brokers – follow the procedures of the recently regulated mortgage market in Spain.

The ABC Of Home Loans In Portugal

In this article we look at some of the key factors involved in financing a property purchase in Portugal. If you are thinking about moving to Portugal and buying a property there, you should be aware that there are some specific conditions that you should meet to be able to get a home loan by a Portuguese bank.

Financing A Property In France

Whether you are planning to buy a holiday or investment property or are moving to France to live and are buying your main residence you need to consider the best options for funding your purchase. Here we set out how the French property market works and the options available to borrowers.

Moving To Spain Or Portugal

We recently held webinars to help people planning to move to Spain or Portugal to identify the issues they needed to consider. Recordings of these are now available and so if you are considering Spain or Portugal as the destination for the next stage of your career or as the ideal spot for your retirement, check out these videos:

We will be holding more webinars over the coming months about moving to Spain and Portugal as well as a new series about Retiring Abroad. We would welcome any thoughts on topics you would like us to cover in these or any suggestions of other webinars that would help you to make the most of your life abroad. Email us at expats@expatnetwork.com

Capital Consulting

Expat Network's online Service Directories includes companies to assist with your life overseas. This month we profile:

American Expat Tax

We provide expat tax and investment services throughout the world. We are a year-round tax and registered investment advisory firm specializing in meeting the needs of Americans living overseas, US resident aliens and non-resident aliens.

Autoshippers

Shipping your car overseas? We are trusted and professional car shipping experts with over 20 years’ experience and a variety of services to a wide range of destinations across the globe.

Bordeaux International School

Achieve excellent International GCSE and A Level results while becoming bilingual! Bordeaux International School offers 30 years of distinction and premises extended in September 2018.

British School Brussels

The British School of Brussels (BSB) is an inclusive, international learning community for children ages 1-18.

Greenback Tax

Greenback Expat Tax Services offers a full range of accounting services for US expats living abroad, including US expat tax return preparation, small business tax returns, Federal Bank Account Reporting, and individual consultations.

IntegraGlobal

We’re Integra Global: a different breed of health plan provider. Smaller, more flexible. Intelligent and personal. We create tailored insurance plans for expats, and for others with unique insurance needs.

Kevin Sewell Mortgages

Kevin Sewell Mortgages are independent UK and international mortgage brokers, offering positive solutions to suit the customer’s needs.

Skipton International

Skipton International is a leading offshore bank based in Guernsey, Channel Islands. It offers buy-to-let mortgages to British expats and CI residents, and a range of offshore savings accounts.

Voyager

Voyager Insurance Services Ltd. is an Award Winning Travel Insurance provider with a range of dedicated travel products for the Expat community and their families back in the UK.

OneSimCard

Stay in Touch OneSimCard is an international roaming SIM card which provides quality low-cost mobile phone and data service in over 200 countries.

HSBC

Why you should open a bank account with HSBC Expat An expat bank account provides the convenience of managing and growing your money in a central location.

Your Free Guide To Living In Spain

Spain is a country rich in heritage with beautiful scenery, bustling cities, wild coastlines and sunny island outposts. No wonder it is the most popular destination for expats planning to retire abroad as well as for people planning to invest in a second home. Whether you are planning to retire, buy a second home, take up a temporary visa to work, set up a business in Spain, there are many issues to address before you go. Make the transition work better with this free-to-download, full-colour guide. Your Guide To Living In Spain provides you with guidance on the issues you will need to address as you plan your move.

Don’t Miss Your Latest Jobs Newsletter

As well as links to some of the new job opportunities available at www.expatnetwork.com, we explore some of the many issues affecting your working life as an expat - or would-be expat.

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