Expat Money Newsletter - February 2020

Welcome to Expat Network’s Money Newsletter.

This month’s newsletter features Expat Health Insurance with our top tips when arranging health insurance and looking at the pros and cons of local against international health insurance plans.

With the UK finally out of the EU we look at what you need to do if you want to retire to the EU during the transition period to take advantage of the agreement that anyone moving during this period will have the right to remain after the transition period. The Golden Visa and Non-Habitual Residence schemes in Portugal are expected to change shortly. We have asked Luis da Silva to explain why this is happening and what changes to expect.

We have also obtained the views of Simon Conn, an experienced international mortgage broker, on where to buy property in 2020 and Offshoreonline have identified a quirk in the Spanish mortgage market that can provide expats with an opportunity to manage currency risk/

The Expat Network Team

expats@expatnetwork.com

Top Tips For Arranging Expat Health Insurance

One of the biggest concerns that many expats have when moving overseas relates to healthcare insurance and the quality and availability of medical provisions in their host country. While the healthcare available in the west is generally well developed and up to a high standard, this may not necessarily be the case in locations overseas and the availability of good facilities is a key consideration when assessing if an expat destination will be suitable.

Local Or International Health Insurance – Which Should I Choose?

Access to healthcare is an important consideration for people living, working or retiring abroad. International Private Medical Insurance is popular with expats but sometimes a local Private Medical Insurance policy may be the best solution. Which type of policy should you chose?

The choice between International Private Medical Insurance (IPMI) and local Private Medical Insurance (PMI) should be driven by your personal situation as the benefits can be very different and it is what you need that is important.

What Do I Need To Do To Retire To Europe?

Many have considered retiring to the sun in Europe but been put off by the uncertainties of Brexit. During the transition period you can still move to the EU and will then have the right to remain. What are the rules and what do you need to do to take advantage of this opportunity?

Clarification Of Changes Affecting Investors And Retirees In Portugal

Portugal’s Golden Visa and Non-Habitual Residence Scheme have attracted many expats to Portugal, but the impact on property and rental prices has led the government to look at these schemes again. Time may be running out to take advantage of these attractive schemes before they are changed. Luis da Silva sets out expectations on potential changes to the schemes.

Where To Buy A Property Abroad In 2020

What are the prospects for the international property market in 2020. Simon Conn has been an international mortgage broker for 40 years and sets out his view on which are the best places to buy in 2020.

Mortgage Currency Quirk Favours UK And Expat Buyers In Spain

Currency risk is an important issue when buying a property abroad. Offshoreonline have pointed to a term available from at least one Spanish lender that can help you to manage your currency risk when earning in a different currency to the Euro.

Your Free Guide To Living In France

France is one of the most popular destinations for both tourists and expats. France is the fifth largest economy in the world. Over 150,000 Britons and over 100,000 Americans live there. The Expat Network guide is available whether you are working in Paris or one of the other major cities in France, looking to retire to France to enjoy the lifestyle, scenery and climate or simply moving as a digital nomad to work in a different environment.

Remember To Register!

Sign up for free at the Expat Network to enjoy the following benefits: access the latest overseas jobs; get help with writing winning CVs and social media profiles; and upload your CV so that our unique network of recruiters and employers can find you.

You will also find expert answers to the most frequently asked expat questions and receive regular news bulletins on contract awards and other expat news. Registration is free of charge and you can unsubscribe at any time.